Depending on your driving habits; we will fully explain the benefits of each and help make the best decision for your circumstances....not ours. We want you back...and thus will listen and treat you with the respect you deserve.


Conventional loans typically require longer terms to achieve affordable payments

This keeps you…

  • From trading into a new vehicle sooner
  • Driving the same vehicle longer even when you are ready to trade

Conventional loans have obligations when you trade

  • The owner must find a buyer
  • The owner assumes all of the risk for unexpected depreciation
  • The vehicle’s condition, mileage, and wear and tear will be a factor in assessing the total value of the vehicle
  • The owner must satisfy the loan balance regardless of the vehicle value


Leasing offers affordable payments with shorter terms

This lets you…

  • Consider vehicles with more options
  • Choose your desired trade cycle
  • Have peace of mind since most terms are within the warranty period
  • Keep up with vehicle technologies

You have options at the end of your lease

If the vehicle is worth more than the residual value

  • Exercise your purchase option and keep it
  • Exercise your purchase option and apply the equity to the next vehicle

If the vehicle is worth less than the residual value

  • Drop off the keys and walk away (subject to any excess kilometres or wear-and-tear charges)

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